TL;DR

Tech Mahindra has launched i.GreenFinance, an AI-powered platform built on AWS infrastructure to help financial institutions manage green and sustainability-linked loans. The system automates ESG assessments, generates compliance reports and provides audit-ready sustainability tracking.

Addressing Green Lending Friction

The growth of sustainable finance has been constrained by inconsistent ESG data, varying regulatory frameworks and lack of standardised evaluation models across markets. i.GreenFinance aims to address these challenges through automated, transparent sustainability assessment.

“Built on AWS’s strengths and capabilities, i.GreenFinance will address these challenges through a unified, transparent and intelligent platform that automates complex assessments, streamlines data aggregation, and delivers verifiable sustainability reporting,” said Sandeep Chandna, Chief Sustainability Officer at Tech Mahindra.

End-to-End Lending Lifecycle

The platform streamlines the entire green lending process:

  • Feasibility assessment with automated sustainability evaluations
  • AI-driven ESG scoring generating accurate sustainability reports
  • Disbursement validation tied to verified milestones and document-backed proof
  • Real-time monitoring providing transparency and traceability
  • Configurable business rules across 15+ industry sectors

Each fund disbursement links to verified milestones, minimising operational overhead whilst accelerating lending decisions.

AWS Partnership

Developed in collaboration with AWS and its Gen AI Innovation Centre, the platform leverages advanced cloud capabilities for enterprise-grade resilience and faster time-to-market. The architecture handles diverse regulatory environments, scalable ESG data management and secure deployment aligned with global governance standards.

“By leveraging AWS’s Generative AI capabilities, i.GreenFinance empowers financial institutions to make data-driven lending decisions aligned with ESG criteria,” said Satinder Pal Singh, Director of Solution Architecture at AWS India and South Asia.

Looking Forward

As climate-focused regulations advance globally, i.GreenFinance positions financial institutions to scale green lending portfolios with measurable impact—potentially helping unlock capital flows needed to meet sustainability targets whilst maintaining compliance across jurisdictions.

Source: Finextra

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